How to complete every
bank-ready form, by state.

Bank-ready personal financial statement with itemized assets, liabilities and net worth calculation.

Itemized P&L (income statement) with revenue, COGS, operating expenses and net income calculation.

Itemized balance sheet with current/long-term assets, liabilities and owner's equity.

Member-managed LLC operating agreement template with state-specific clauses.

Fixed-term residential lease with rent, deposit, term and standard tenant/landlord clauses.

Open-ended residential lease with notice-to-vacate clause and recurring monthly rent.

Promise to repay a loan with interest, due date, and default terms.

Calculating invoice with quantity × rate line items, tax, total, and bank-ready PDF.

Comprehensive SBA-style business plan with executive summary, market analysis, use of funds, and 3-year projections.

Statement of Cash Flows with Direct or Indirect method toggle — bank-ready line items for operating, investing, and financing activities.

Roll-forward of shareholders' equity by component (common stock, APIC, retained earnings, treasury, AOCI) with beginning/ending balances.

Color-coded aging buckets (Current, 1-30, 31-60, 61-90, 91-120) with per-customer totals and grand totals.

Vendor payables with invoice/due dates, amounts paid, and auto-computed outstanding balance.

SBA-style schedule of every note, loan, LOC, and lease the business owes — creditor, balance, rate, payment, maturity, collateral, and purpose.

Schedule of tangible assets with acquisition cost, accumulated depreciation, and auto-computed net book value — the asset side of a bank-ready balance sheet.

Bank-ready pay stub with automatic federal (IRS Pub 15-T), FICA, and state withholding, YTD totals, pre/post-tax deductions, employer contributions, and logo upload.